Money Problems

General Advice

Money Advice Service offer free and impartial money advice on 0800 138 7777 Monday to Friday, 8am to 6pm and Saturday, 9am to 1pm. They also offer a webchat service. They can offer advice on the following:

  • Budgeting and managing money
  • Saving and investing
  • Debt
  • Borrowing
  • Work and redundancy
  • Homes and mortgages
  • Benefits
  • Insurance
Your money or your life
We recommend Your Money or Your Life, 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez.

“In an age of great economic uncertainty when everyone is concerned about money and how they spend what they have, this new edition of the bestselling Your Money or Your Life is an essential read. With updated resources, an easy-to-use index, and anecdotes and examples particularly relevant today, it tells you how to:

  • Get out of debt and develop savings
  • Reorder material priorities and live well for less
  • Resolve inner conflicts between values and lifestyle
  • Save the planet while saving money

Dealing with Personal Debts


Get anonymous, free personal debt advice in 20 minutes from UK’s leading debt charity.

National Debt Line

Call National Debt Line for free debt advice on 0808 808 4000.

Free webchat with an adviser is also available Monday to Friday: 9am - 8pm and Saturday: 9.30am - 1pm.

Dealing with Business Debts

Business Debtline is the expert UK charity helping small businesses in need of debt advice. By phone: 0800 197 6026 Monday to Friday 9am – 5.30pm.

Here's a free 32-page online guide for dealing with business debts.

Budget Planning

Free printable budget planner from National Debt Line.

Free online budget planner from Money Advice Service.